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Contact your financial advisor for more information on Dollar-Cost Averaging investing with Excel Funds!

Optimize Your Portfolio with Excel Funds’ Dollar-Cost Averaging Plan

Dollar-cost averaging is a structured approach to investing on a consistent basis. Through the Excel Funds Dollar-Cost Averaging Plan investors can invest a fixed-dollar amount or percentage into our mutual funds on a regular schedule. The driving force behind dollar-cost averaging is that it allows investors to purchase more shares when prices are low and fewer shares when prices are high. Dollar-cost averaging is a simple and convenient, yet disciplined approach to investing. It takes the emotion out of investing and increases the possibility of putting capital to work at the right time to help maximize your portfolio returns.

Advantages of Excel Funds’ Dollar-Cost Averaging Plan

The main reason why dollar-cost averaging is so attractive is that it removes the element of trying to time the market. When markets are down, investors tend to become fearful and reluctant to purchase shares. With the Excel Funds Dollar-Cost Averaging Plan, shares will be purchased automatically, regardless of market conditions. In a bull market, dollar-cost averaging prevents investors from purchasing too many shares at lofty prices and valuations. When markets are flat, dollar-cost averaging ensures that investors stay invested. Overtime, the Excel Funds Dollar-Cost Averaging Plan helps to smooth out the ups and downs in the prices of our mutual funds, with the net effect of lowering the average purchase cost. Investors who put a fixed-dollar amount to work over a set time frame, will be in a much better position to buy shares at cheaper prices, while also benefitting from rebounds in the market, every step of the way.

Excel Funds Dollar-Cost Averaging Plan At Work

Dollar-Cost Averaging Helps to Navigate Market Fluctuations

dollar cost average

Illustration shows an investment of $500 each month in the Excel India Fund over 5 years and demonstrates how dollar-cost averaging can potentially lower the average cost of the portfolio by purchasing more securities when share prices are lower and fewer when share prices are higher.

Source: Bloomberg data, historical price, accessed on February 2, 2016.

Implementing Excel Funds’ Dollar-Cost Averaging Plan

Getting started in the Excel Funds Dollar-Cost Averaging Plan is straightforward. Invest an initial amount into the Excel Money Market Fund and over the course of the year the Excel Funds Dollar-Cost Averaging Plan will automatically make regularly scheduled investments into an eligible mutual fund of your choosing. As our entire suite of mutual funds is setup for dollar-cost averaging, investors have a comprehensive range of products to choose from that target growth, interest income and provide great diversification benefits. Contact your financial advisor to learn more about the Excel Funds Dollar-Cost Averaging Plan.


Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.